Customer Testimonials & Reviews - Combined Business Group

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Shopping for new insurance can be a dreadful task, but working with Tom Jacobsen was such a pleasure! Tom took the time to explain our coverage, answer all of our questions, and save us almost $2000 a year! Talk about a homerun! He was always available to answer our questions and work around our crazy schedules. Tom is extremely knowledgeable and easy to work with. He made the process of switching insurance companies seamless and easy. I highly recommend working with Tom. My only regret is that I didn’t reach out to him sooner. Thanks again Tom Jacobsen and Combined Business Group!

Kim D, Philadelphia, PA

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Tom Jacobsen at Combined Business Group was fantastic to work with. He shopped multiple insurance companies to get me the best value. Not only did he save me money on my home and auto insurance, he made sure that I had all necessary documents for me to transfer my New Jersey driver’s license to Pennsylvania. What I really like is that I can call him directly on his cell phone if I have a question and he is always available. I highly recommend that you contact Tom for any of your insurance needs. You’ll enjoy the personal service. Bishop Krabsz, Philadelphia, PA

Bishop Krabsv, Philadelphia, PA

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Tom Jacobson has been a friend for over 30 years and while no one likes to talk or shop insurance I knew it was time to get some quotes.Tom saved us around 1200.00 per year. not only did he save us money he was able to up the insurance on our condo as it was too low from the last insurance company. Tom is a no pressure sales rep and only wants what is best for his clients and it shows in how he is no strings attached, I'm sure if he couldn't have helped he would have said so.

Tom Reilly, Riverton, NJ

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I have known Tom Jacobsen for many years as a business partner and friend. When Tom approached me on taking a look at my home and car insurance, I was a little skeptical mostly because I had been with the same company for over 30 years. Tom professionally laid out his plan of how he would analyze my business and promised to give me his opinion with no strings attached. When he got back to me with his proposal I was astonished with the cost savings, but more importantly his professionalism and product knowledge. He walked me through the proposal with no high pressure, but with recommendations. I was very impressed with the insurance companies he had look at my business with both their size and reputation. In the end we made the switch to Tom, saving close to $2000 and still maintaining the level of insurance we needed for both our home and auto insurance. I strongly recommend Tom for all of your insurance needs. I have to add that I never even got a phone call from former carrier asking if there was anything they could do, even reinforcing more that I made the right decision. Give Tom a call!

Bob Doherty, Voorhees, NJ

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??Mike Bell Sr. is the best agent I have ever had ! He shops around to get the best pricing for the coverage I need. He is very prompt returning phone calls or emails. He is my trusted insurance agent, and I will not go to anyone else for my auto and home insurance needs.

Scot, Churchville, PA

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Mike and everyone at Combined Business Group have been great to work with and are always helpful with any questions or concerns I may have. Mike was able to find me the best rate for what I was looking for and him and his team always provides excellent customer service. I look forward to being a customer for years to come and highly recommend them to anyone looking for any insurance needs.

Danielle, Philadelphia , PA

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Mike is terrific to work with. Very knowledgeable and super professional as well as an all around super nice guy! Mike, I look forward to being a client for many years to come!

Dawn Champalou, Abington , PA

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We have been dealing with Lou Del Ricci and the Combined Business Group for at least 8 years for Home, Auto, & Umbrella coverage. It is great one-stop shopping for Insurance needs and Lou finds us the best coverage at the least cost. He recently guided us through a change from a straight home owners policy to condo insurance.

Charles Gefvert, Garnet Valley, PA

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Lou D has always been attentive and informative. We have auto-home policy. We have been customers for 3 years.

Fischer, Springfield, PA

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Mike has taken the time to explain to us all of the do's and don'ts of insurance when everyone else would just rush us thru. He and his team are always there to answer any questions you might have and they respond quickly. I recommend him to all of my friends and neighbors.

Beth McCurry, Churchville, PA

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Michael has helped us with keeping our car and home insurance rates low plus still keeping us fully covered. He was always will to help us when ever we have questions or concerns.:)) I would highly recommend using them. They are the BEST !!!!

Sarah Faison, Aston, PA

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mike and his employees have been great to work with.never to busy to answer a question or ask for advise it is great to to have someone work for you and not against you

raymond rotondo, pipersville, PA

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Mike has handled all of my insurance policies for the past 10 years and I have been treated as if I have been his only customer. He has been most helpful when there have been claims that needed attention. Thanks Mike !!!!!!!!

V Hagan, Hatboro, PA

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Mike has been my one stop shop for 15 years. Always takes good care of me and my family. I would recommend him to anyone and everyone!

Guy Braccia, langhorne, PA

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Being a widowed Mom of three children, I was ignorant to the many needs regarding my insurance options, as my husband always took care of obtaining that for us. I was most worried about finding an honest and reliable broker, as I had been taken advantage of in the past, paying the highest premium for the lowest protection. After speaking with Mike Bell Sr., I knew right away I had made the right decision. Mike showed great concern for my individual needs, and was extremely professional, efficient, and very easy to work with. In the end, although I now have the most comprehensive coverage, and have saved a tremendous amount of money, I am most satisfied with the sense of security I feel, knowing I can trust Combined Business Group with all my insurance needs.

BARB C., CHURCHVILLE, PA

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I have been working with Mike and the Combined team for 5+ years and believe they are the best combination of service and price. Mike and his team are always fast to respond, whether it is a request to change cars or questions about a claim or my policy. I've referred multiple family members to Mike, they have all seen a savings over their previous policy and experienced the great support of Combined Business Group.

Dan Fleming, Glenside, PA

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Combined Business Group has great service! They pay attention to individual client needs with prompt and quality support.

Tina, 19492, PA

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Mike, Tim and their entire team have been extremely professional since the very beginning and have treated my family and I like more than just a customer and a policy #., they continuously go above and beyond their duties to make our business relation as convenient as possible and I looked forward to continuing the relationship for all of my current as well as future needs. I would highly recommend them to anyone at any time without hesitation!!

Bill Gress Jr, Bensalem , PA

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I have used Combined Business Group for years for both my auto and homeowners insurance. They always find great pricing because they use multiple carriers, and they make sure to check periodically to ensure that we're getting the best deal available. The customer service is excellent, with fast responses by email and phone. Highly recommended - you'll enjoy the service for years to come.

Kevin Johnson, Newtown, PA

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Lou is a great agent! Always courteous and professional who finds best rates for the coverage you need (home or auto). My whole family using his his services and I refer all my real estate clients to him.

Irina Wynn, Huntingdon Valley, PA

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What a great help Michael Jacobsen was in finding me the best rates out there for me and my son. He saved us quite a bit of money and answered every question and concern. He's the Man!!

Bob Bachman, Royersford, PA

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Great, fast service! Mike was able to find me the best rate two years in a row out of all the companies I went through and then did the same for my sister. Highly recommend.

Colby, new hope, PA

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Great service, great people, great prices. All I had to do was provide my information to Michael Jacobsen and he did the rest. Easy way to save some Money each month.

M. Fink, Philadelphia, PA

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We have several policies with Combined and we could not be happier with the service we receive. The attention to detail in evaluating our options was incredible, the savings from previous insurance companies was substantial. Michael and the team were extremely attentive and genuinely interested in getting the proper coverage for our family and not just interested in selling us any policy. The service after the fact is top notch, they are always available to help in any situation and answer any questions. We don't feel like just a number with Combined, we feel like someone is truly looking out for our best interest.

Rich, Churchville, PA

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I cannot thank Lou enough for the services he has provided over the past few years. Every time I have the smallest question he will pick up my phone call any time to help out. Best in class service. I wouldn't go through anyone else.

James Clark, Warrington, PA

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Michael has been absolutely wonderful and is very easy to talk to. He has researched rates, provided information and outstanding service. Michael has provided insurances for my entire family, as well as the company I work for. If you think you're paying too much for insurance -- CALL MICHAEL! You will not be anything less than fully satisfied.

Beth Deegler, Bensalem, PA

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Michael Jacobsen is our insurance broker and he has been so helpful in every way possible. Every time we have any questions or concerns, he is always very happy to help and gets us the answers we need. I have recommended Michael and Combined to several friends and family because they are such a great company. Thank you for all you do!

Maureen, Philadelphia, PA

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Lou has been a fantastic agent in the six (6) years that I have been associated with the Combined Business Group. He is always looking out for my best interests in making sure that I have the best auto and homeowners insurance coverage available at the best price. I wouldn't think of going anywhere else for my insurance needs.

Vince Putiri, Quakertown, PA

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As a longtime Erie Insurance customer, I must say I thought I was happy with both my coverages and insurance agent. I even went through a major accident with Erie and had no complaints. But, as I periodically do, I was looking to go over my coverages and compare prices to see if I was overpaying or missing coverages. A friend told me that I had to call CBG (Combined Business Group). He recommended that I speak to Mike or Lou. When I called the office, Mike answered and was personable and informative over the phone. As I began to see how my coverages vs. price with Erie could be much better, I decided to make an appointment and sit down with Mike. Let me tell you, I couldn't be happier. Mike took the time to show me what my coverages are and explained to me what they could be. Not only did he save me hundreds of dollars a year, but he managed to get me more coverage for both my home and auto insurance. I would highly recommend you make that call like I did. Everyone in the office is personable, friendly and knowledgeable and I can honestly say it's the best decision I've made in a long time.

Mark Dooling, Willow Grove, PA

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Lou is always knowledgeable and responsive, I recommend him and and his team to anyone in need of Insurance. Lou understands customer service more than the overwhelming majority of people.

Tom Devish, Quakertown, PA

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I called Combined Business Group Insurance today and spoke with Michael Bell Jr., and I'm very glad I did! I had a lot of questions, and he had professional and quick answers for them all. Every one I spoke to in the office was friendly, professional, and eager to help. He worked hard to find me car insurance at a great rate, and I couldn't be more satisfied with their service.

Ashley, Cranston, RI

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Mike Bell Sr. is simply the best ! He shops around to get the coverage we need at the best price. He is very prompt is getting back to us. He has our trust. We will not go to anyone else for our auto and home Insurance needs. We are very happy with Mike.

Vinutha Netaji, Collegeville, PA

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Lou & Mike Bell are great. I always tell my friends and family to call Combined Business Group for a quote because they are the best!

Trish M, Souderton, PA

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I have worked with Lou at Combined Business for several years and could not be more satisfied with his products and service. Insurance renewal time is no longer dreaded in my home. Lou makes it easy and I can always trust that I am getting the best coverage for a reasonable price. Thanks!

Heidi C., Fairless Hills, PA

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Lou is the best, whatever I need he is always there for me. Whether it be shopping my rates, changing policies or sending me new insurance cards. He is always there to get me whatever I need!

Desiree Hudicek, Warminster, PA

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Lou and his team have always been there to help me with my insurances. They understood my needs and particular situation and acted accordingly. I would not trust anyone as much as I trust them to make sure I am protected with the proper coverages at the right price.

Lauren Hartke, Pine Hill, NJ

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Combined Business is a great group to work with. Since they are independent agents they have the ability shop around and provide the best option for you. Thanks for your help!

Tim C, Doylestown, PA

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Lou is exceptional. He goes above and beyond to ensure that he can get you the best coverage at the best rate. He looks out for his customers to make sure they are protected. Nothing is too much trouble; he researches your questions thoroughly and spends as much time as needed to ensure that he answers the customer's questions and that they are happy with the final product. He is pleasant, professional and knowledgeable. I feel I am in good hands with Lou. I am so impressed with Lou's services that I have referred him to many of my family and friends.

Margie Gaffner, Warrington, PA

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I was referred to Lou and his team at Top Rated Plans by a coworker, and I can see why she referred them. They are fabulous. I have since referred them to my daughter and boyfriend. I can't say enough good things. They are extremely knowledgeable and helpful in every way. They go above and beyond for their clients. I wouldn't hesitate referring them to more people who might need their services!

Mary Martin, Sicklerville, NJ

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Lou and the team have always been helpful in getting me the best coverage's for the best price for years. If I have a question about rates and premiums I always get a timely and informative response. If I want more research undertaken Combined gladly accepts that task. Insurance as we all know is a necessary evil. Thankfully Lou and Combined make the task a little less painless over these past many years. Thank you for that. I'd highly recommend these folks for your insurance needs, whatever they may be.

TJ MIERNICKI, PERKASIE, PA

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Mike is great to work with. When ever we need his assistance he has been there with all of our insurance needs.

Dan, Horsham, PA

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Mike Bell Sr and staff are simply the BEST! Keep up the good work.

Robin Duretz, Richboro, PA

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I came over from another insurance company, and I can't begin to express how helpful Mike Bell Sr has been through the process. He is not only trustworthy, genuine and helpful, but truly sincere. I've highly recommended him to all of my family and friends, and many have switched over. Lastly, Mike Bell Sr keeps his clients updated if there are better deals out there. Who could ask for a better broker in their insurance company?

Scott Duretz, Richboro, , PA

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Lou and his team highly professional and thoughtful agents. I have been with this company for many years and always have the best service . They are available on holidays, weekends, anytime you need an answer or help rare thing these days. Thank you guys !

Galina, Feasterville , PA, PA

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Big Mike Bell, thank you for all the help. You were able to address a big mess caused by insurance company and get us better coverage for a lower price in fixing their screw up. Thanks again for the great service and being there to help us.

Jack Haggerty, Ivyland, PA

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I have been using Mike for 5 years. Always looking out for me to find the best rates. He is constantly researching looking for a better deal. When he finds it, we change and it is always a solid company. I would recommend Mike to anyone and have.

William Tobin, Churchville, PA

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Lou has been helpful to us, finding an umbrella plan for home and auto that is a better deal than what we had previously before we switched to Combined Business Group. We have been pleased with the service we've received.

Marguerite, Havertown, PA

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I've been doing business with combined business group for a few years now. Great company, reliable, agent Lou very professional, you can always count on his advises. He is also always available when some questions/ problems arise. Quick, professional responding via email or phone.i definitely recommend their services to everyone. Call or email , they will always give you choice of the best options for you!!!!

Aneta, Bensalem, PA

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When it comes to insurance there are many choices. For me an agent is critical so you know when you need help, there's someone there. And no one has been a better agent for all my insurance needs than Lou at the Combined Business Group. Not only is there someone always available, not only can they react quickly and appropriately but Lou and his team have been proactive stewards of my needs - keeping me up to speed on what I have, need or might consider. And Lou always has an upbeat attitude - I can almost hear him smiling on the phone.

Brian Mann, Upper Black Eddy, PA

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I have been working with Michael Bell Sr. for several years. He has consistently supplied outstanding service and great rates from top rated insurance companies, and has singlehandedly restored my faith in insurance brokers by always looking for the best deal for me. The best thing that I could say is that when I really needed his help to navigate the claim process of a serious accident he was there. I would highly recommend Michael Bell Sr.

Ken K, Southampton, PA

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Lou and his team are fantastic with a personal touch. Great rates and very helpful! I would definitely recommend them for your insurance needs,

Robert Shultz, Hatfield, PA

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I started going to Mike Bell for my insurance needs because my father reccommended him. Mike has been absolutly excellent. In addition to saving me a ton of money he is personable, trustworthy, and responsive. Thanks Mike!!!!

David McCreesh Jr., Portland, OR

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Lou Del Ricci from Combined Business Group has been my insurance broker for many years, as well as, takes care of my mother’s and brother’s insurance. Lou is very proactive and starts comparing prices from top insurance companies prior to my homeowners and auto policy expiration date. He is very thorough and will not stop until he is sure I've gotten the best price possible. Working with Lou takes the pain out of trying to shop for insurance on your own. Not to mention he is a genuinely a nice person who is very easy to work with.

Michelle Dowalo, Levittown, PA

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always there to help. Get a return call immediately.. Would be lost without there guidance.. I recommend this group to all my friends..

Bozir Marie shephard, Phila., PA

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Lou has been helping me and my family for several years now. The cost savings and customer service we've received from his team are unparalleled. I highly recommend Combined Business Group for all of your insurance needs.

David Steininger, Hulmeville, PA

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I HAVE BEEN GETTING MY INSURANCE WITH LOU FOR SEVERAL YEARS HE IS ABSOLUTELY THE BEST ! NICEST AND MOST RESPONSIVE PERSON IN THE BUSINESS I TRUST HIM WITHOUT A DOUBT TO GET THE BEST RATES AVAILABLE. SAVED ME A LOT OF MONEY OVER THE YEARS I RECOMMEND HIM EVERY CHANCE I GET.

DENNIS BRADLEY, PHILADELPHIA, PA

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Lou has been extremely helpful and responsive over the many years I've worked with him. He got me the best rate for combined auto/home and helped work out some issues with the insurance company. Would definitely recommend this group!

Hyun Kim, Drexel Hill, PA

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I was referred to Lou by a friend a few years ago. Lou was able to give me better coverage while saving me a lot of money. Recently I added my daughter to the policy and had a ton of questions. Lou was always quick to respond. Give him a call you wont be sorry.

Dan Wreath, Phila, PA

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I've been with Lou DelRicci at combined business group for many years now. In the past when I would search for the best rates I would have to call around and get quotes from many different insurance companies. Well needless to say, it took SO much time and it was sheer drudgery. Receiving all those follow up calls from the companies I didn't choose was quite bothersome. Lou has saved me SO much time and money over the years and has provided some of the best policies and coverages from top rated insurance carriers I have ever had. Year after year when my policy renews he ensures I am still getting the best rates and coverage's. I love having someone look out for me this way. It is a rare occurrence these days. ---Thanks Lou

Rosemarie Wiedman, Warminster, PA

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The team at combined business group is absolutely amazing. They are very knowledgeable and always have your best interest in mind. Mr. Bell has saved me and my family a ton of money over the years. I would highly recommend this company for all insurance needs. You will get the best policy for your needs at a much lower cost than any other company. Thank you Mr. Bell and team, you guys are the best.

Sean Farrell, Ivyland, PA

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I have several investment properties and were using several different insurance companies. Mike Bell was so knowledgeable and always find the best rate with the best coverage for me. When the timing is right, he combined all of my properties, primary home, and auto into a grand plan and saved me thousands of dollars a year and have increased coverage. He is number one of my list. Thank you Mike.

John Z, Wallingford, PA

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Customer of Combined Business Group for almost 10 years. The service, responsiveness and rates they can get have always been the best. Most importantly, they have always been there when I have needed to file a claim or follow-up on a claim. THAT is the real test for service: anybody can take your money, but when you really need them, are they there for you? Combined Business Group always has been for me and helped navigate me thru the usual insurance company claim gauntlet and obstacles. I could not recommend them more highly-give them a call and judge for yourself.

James Citak, Doylestown, PA

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I have been working with Michael and Lou for 5+ years and could not be more pleased with the service. They are professional, responsive and extremely knowledgeable. I always feel that my best interests are considered and have been extremely satisfied with my multi plan insurance coverage for both my home and cars year after year. In addition to all this, the added benefit of Michael & Lou comparing all plans for me year after year and saving me a tremendous amount of time doing the research myself is invaluable, plus they get paid by the Insurance Company not by their customers! I have referred my in-laws and they are happy with their service as well.

Michelle Haywood, Wallingford, PA

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I can not say enough about how much help Mike Bell gave me in all my insurance needs! He is always there to save me money and has my best interest always on his mind! I completely trust him. Thank you Mike!

Doreen Burke, Richboro, PA

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Best of the best. Always there when we need them. So good, we had many of our friends switch. Keep up the awesome work!

April D, Churchville, PA

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I've been working with Michael, Lou and Michael, Jr. for almost 10 years. They are proactive in reviewing my current policies and making money-saving suggestions. Their customer service is amazing. I'm always treated like family and I'm positive these men have gone far above and beyond what any other agent or company would do for their customer - that's one of their secret weapons and a reason for their huge success! The others are their professionalism and outstanding knowledge of multiple policies and companies. I very highly recommend the Top Rated Plans / Combined Business Group to any business or individual seeking insurance coverage at a great price and provided with a smile!

Barb Errico, Levittown, PA

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Thanks so much Michael! It's been a pleasure and you have saved me a lot of money! Best, Cara

Cara Salsberg, Levittown, PA

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Outstanding company with wonderful costumer service . Mike has went out of his way to find ways to save me money.

Stephanie, Warminster , PA

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Combined Business Group is nothing short of amazing!!!

Maggie Wilches

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Combined Business Group has some of the most knowledgeable professionals in the business. I highly recommend them to anyone looking for an insurance policy.

Bryan Parker

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